Cardholder vs wallet: which is best?

The words cardholder and wallet are often used interchangeably but there are distinct differences between these two essential accessories. A wallet is typically a flat, folded pouch with various sections that hold cash (including coins), credit cards, ID, and other small items such as stamps and passes. In contrast, a cardholder is a smaller, non-folded accessory featuring slots on either side that cards and banknotes slide into.

Although subtle, these distinctions can be a big deal when considering what you'll use a cardholder or wallet for, how frequently it'll be used and your style preferences. So, to help you decide which to go for next time you’re looking for a gift for a loved one or an upgrade for yourself, this article delves into cardholders vs wallets in more detail.    

What is a bifold wallet?

A bifold wallet is a traditional style wallet with a symmetrical design that folds in half. Typically featuring multiple card slots, compartments for cash, and sometimes a coin pocket, bifold wallets offer ample storage space while maintaining a compact form factor. They can be crafted from various materials such as leather, fabric, or synthetic materials, to cater to diverse tastes and preferences.

Are bifold wallets good?

Bifold wallets are popular for several reasons. Their classic design provides efficient organisation of cards and cash, making them suitable for daily use. Leather bifold wallets in particular stand up to the demands of being a life staple as leather is an incredibly robust material.

Additionally, their compact size fits comfortably in pockets without creating bulkiness. Moreover, the availability of bifold wallets in a wide range of styles and price points ensures that there's an option suitable for everyone.

Are there any downsides to a bifold wallet?

While bifold wallets offer numerous advantages, they may not be ideal for individuals who have many cards to organise or prefer to travel light and carry little in their pockets. Additionally, overstuffing a bifold wallet can lead to premature wear and tear, compromising its durability over time.

However, these situations can be easily overcome by opting for a slimline leather wallet like ours. It has 4 front-facing card slots and 2 behind for those cards you need easy access to but can fit 12+ cards in total, as has a full-length pocket for banknotes and receipts. It’s made from sustainable bark-tanned goat leather that will stand up to everyday life whether it’s tossed in your festival bag for a weekend away or carried in your jacket so that you can pay for a coffee on your morning commute.

What is a cardholder?

A cardholder, as the name suggests, is a slim and streamlined accessory designed primarily to carry cards, such as credit cards, IDs, and business cards. Unlike traditional wallets, cardholders typically lack compartments for cash and coins, focusing solely on providing secure storage for cards. As with traditional wallets, cardholders come in various materials, including leather, metal, and fabric, offering versatility in both style and functionality.

What are the benefits of a cardholder?

Cardholders excel in simplicity and efficiency. Their minimalist design encourages decluttering, allowing users to carry only essential cards without unnecessary bulk. Moreover, their compact size makes them perfect for slipping into trouser pockets or small bags, ensuring convenience and accessibility on the go. Additionally, cardholders often boast sleek and stylish aesthetics, appealing to those who prioritise modern design.

Are there any drawbacks to a cardholder?

While cardholders offer streamlined organisation, they may not accommodate those who frequently carry cash or prefer a more traditional wallet format. Additionally, some people may find the limited capacity of cardholders restrictive, especially if they need to carry a wide array of cards for various purposes.

Our slim leather cardholder features 3 card slots, fitting 6 cards in total so that you can carry your essentials with you at all times. It’s even got space for a few folded banknotes just in case you need them. Its compact design is ideal for jean pockets and handbags. Don't worry though, while highly functional, its aesthetic appeal isn’t overlooked. It comes in five timeless colours and has understated embossing on each side.

Which is better, a bifold or a trifold wallet?

The choice between a bifold and a trifold wallet ultimately depends on individual preferences and needs. Bifold wallets offer a balance between storage capacity and sleekness, making them suitable for everyday use. Trifold wallets, on the other hand, provide additional storage space but may be bulkier in comparison. If you prioritise compactness and simplicity, you may prefer a bifold wallet, but if you desire extra storage, a trifold design might be more suitable.

Is it better to have a wallet or cardholder?

The decision between a wallet and a cardholder ultimately hinges on your lifestyle and what you like. Wallets, with their multiple compartments and storage options, are ideal if you want to carry cash, coins, and various cards. On the contrary, cardholders are perfect if you’re a minimalist who predominantly uses cards for transactions and doesn’t need to carry much else. When making your choice, look at factors such as your daily habits, storage needs, and unique style, as well as the quality and sustainability of the accessory.



If you’re keen to add to your collection of organisational apparel, be sure to check out our full range of leather accessories.